Disclosures

 CUSTOMER PRIVACY POLICY

Michigan Lakes Mortgage Company recognizes the importance of our relationship with you, our customer.  We are dedicated to providing you with information regarding an array of financial products and services that may assist you in accomplishing your financial goals.   At the same time, we want to honor your customer relationship with us by protecting any nonpublic personal information you have shared with us.   This privacy policy addresses our handling and protection of this information.

MEETING YOUR NEEDS

In establishing a relationship with Michigan Lakes Mortgage Company, you shared personal information with us.   During the course of our relationship, Michigan Lakes Mortgage Company will use this information to assist you in identifying services you may want or need.   We recognize that your financial needs change frequently and new products and services are always being developed that may be of interest to you.   Since the information you share with us is important to you, you can expect that we will protect the privacy and use of your nonpublic personal information throughout our relationship.

KEEPING YOUR INFORMATION UP-TO-DATE

Michigan Lakes Mortgage Company works hard to keep all of your personal information current.    Please let us know immediately if any of your information is incorrect or if anything changes, such as your name or address.   We will make any necessary corrections.

COLLECTING YOUR INFORMATION

As a customer, we may collect the following nonpublic personal information about you:

  • Information you provide on applications or other forms
  • Information about your transactions with us, our affiliates, or others, and
  • Information we receive from a consumer credit reporting agency

PROTECTING YOUR INFORMATION

Michigan Lakes Mortgage Company's employees have access to your information only when it is necessary for them to assist you in the completion of transactions or in the sale of additional services.   We maintain physical, electronic and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

SHARING INFORMATION TO SERVE YOU BETTER

In an effort to serve you better and meet all of your financial needs, we may share any of the information we collect from you, as described above. Please be assured that The Michigan Lakes Mortgage Company discloses this information only to select companies.

Sharing Information with our Affiliates

We collect, use and share information about you with our affiliated companies so that we can provide an array of financial-related products to you and present other financial products and services to meet your needs.

Sharing Information with Non-Affiliated Companies that Work with Us

While you are a customer of Michigan Lakes Mortgage Company, we may share any of the information about you that we collect with the following parties:

  • Non-affiliated companies who perform marketing services on our behalf or are financial institutions with whom we have joint marketing agreements;
  • Non-affiliated financial service providers, such as insurance companies, who may make available to you certain non-financial products and services; and
  • Other non-affiliated third parties as permitted by law

LIMITING SOLICITATIONS FROM NON-AFFILIATED THIRD PARTIES

If a customer prefers that we not disclose non-public personal information about that individual to non-affiliated third parties, the customer may direct us not to share the information other than as permitted by law by completing and returning to us a simple form that is provided to our customers at the beginning of our relationship and also in annual notices.